Terms and Conditions

Introduction

Welcome to Guidonio. These Terms and Conditions govern the use of our website guidonio.com and the real estate crowdlending services we offer. By accessing our site, you agree to be bound by these terms.

Definitions

• "Platform": The website guidonio.com and all its associated services.
• "User": Any person who accesses or uses the Platform.
• "Investor": Registered user who participates in crowdlending projects.
• "Project": Real estate investment opportunity presented on the Platform.

Eligibility

To use our investment services, you must:

• Be over 18 years of age.
• Be a legal resident of Chile or have legal capacity to invest in Chile.
• Provide truthful and up-to-date information.
• Comply with all applicable laws and regulations.

Services

Guidonio provides a technology platform that connects investors with real estate projects. We are not a bank or regulated financial institution. Services include:

• Presentation of real estate investment opportunities.
• Information about projects and developers.
• Investment tracking tools.
• Communications about project progress.

Investment Risks

Investments in real estate crowdlending carry significant risks:

• Risk of partial or total loss of invested capital.
• Illiquidity risk - investments cannot be easily withdrawn.
• Risk of delays in construction projects.
• Risk of changes in the real estate market.

User Obligations

By using the Platform, you agree to:

• Not use the Platform for illegal activities.
• Not attempt to access systems or data without authorization.
• Maintain the confidentiality of your access credentials.
• Notify us immediately of any unauthorized use of your account.

Intellectual Property

All content on the Platform, including texts, graphics, logos, images, and software, is the property of Guidonio SpA or its licensors and is protected by Chilean intellectual property laws and international treaties.

Limitation of Liability

To the maximum extent permitted by Chilean law, Guidonio shall not be liable for:

• Losses or damages arising from your investment decisions.
• Interruptions or errors in the Platform.
• Actions of third parties, including project developers.
• Loss of data or unauthorized access to your account.

Termination

We may suspend or terminate your access to the Platform at any time if:

• You violate these Terms and Conditions.
• You provide false or misleading information.
• You engage in fraudulent or illegal activities.

Governing Law

These Terms and Conditions are governed by the laws of the Republic of Chile. Any dispute shall be submitted to the exclusive jurisdiction of the courts of Santiago, Chile.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will take effect upon being posted on the Platform. Your continued use constitutes acceptance of the modified terms.

Contact

For inquiries about these Terms and Conditions, contact us at:

Email: legal@guidonio.com

Av. Apoquindo 4501: Av. Apoquindo 4501, Las Condes, Santiago, Chile